National Webinar - Target benefit multi-employer pension plans – a Canadian pension success story for more than 50 years

National Webinar - Target benefit multi-employer pension plans – a Canadian pension success story for more than 50 years

October 12, 2023 1:00 PM to 2:00 PMOnline - Eastern Time Zone
Area of Interest: Pensions Format: Web

CPBI Webinar series

Innovation, consolidation, and accessibility in the Canadian pension landscape will lead to better retirement income security for Canadians, but there is no one-size-fits-all pension solution – it’s important for employers, unions, and members to understand different types of pension plans.

Target benefit multi-employer pension plans (TB MEPPs) were first created in sectors with organized labour and have been successfully providing retirement income to Canadians for more than 50 years. TB MEPPs are win-win-win with plan contributions fixed by pension law, generous lifetime pensions, and a focus on intergenerational equity. They require minimal plan governance and administration responsibilities, and most include simplified financial and tax reporting for employers and members.

This session will review TB MEPPs in various jurisdictions and sectors in Canada, how they work and compare to other types of pension plans, along with considerations for joining a new plan.

Attend to:

  • Review pension landscape in Canada
  • Learn how TB MEPPs are different and why they can provide generous lifetime pension benefits
  • Outline plan governance and administration responsibilities
  • Understand employer, union, and member considerations for joining a target benefit or other plan

Who should attend

Employers and unions participating in a group RRSP, defined contribution plan, or single-employer defined benefit plan, or employers with no registered retirement program. Target benefit plans may provide more value and cost certainty.

Fees and Registration
Membership TypesRegular PricePlan Sponsor Price
Member$0.00 CDN$0.00 CDN
Plan Sponsor Individual Member$0.00 CDN$0.00 CDN
Associate Member$0.00 CDN$0.00 CDN
Student Membership$0.00 CDN -
Non Member$65.00 CDN$45.00 CDN
Cancellation Policy
Attending this session will allow you to earn CE credits for: The Institute of Advanced Financial Education (Advocis), Insurance of Saskatchewan, Alberta Insurance council, BC Insurance council.


Karen Reed Josh Ingram

Karen Reed FSA, FCIA

An Eckler Principal and senior actuarial consultant, Karen has more than 20 years of pension consulting experience. She’s an expert in the design and oversight of corporate and multi-employer pension plans across a broad range of industries and jurisdictions.

Karen’s expertise includes strategic risk management for pensions. Using real-time modelling and projection tools, she helps stakeholders understand the key factors impacting the long-term sustainability of their pension plans. Karen is also involved in managing Eckler’s pension administration practice, giving her a deep understanding of the day-to-day operations of a pension plan, member communications, and pension legislation across the country.

A graduate of the University of Western Ontario, Karen is a Fellow of both the Canadian Institute of Actuaries and the Society of Actuaries. She remains active within the pension community through speaking engagements and producing educational materials and programs. She contributed to the current edition of the International Foundation’s Employee Benefits in Canada book and is an instructor for their Advanced Trust Management Standards program.

Josh Ingram FSA, FCIA
Director, Pension

Josh has been a member of Eckler’s pension practice since 2009 and has worked exclusively on trusteed target benefit multi-employer and jointly sponsored pension plans from different sectors and jurisdictions across Canada. He advises on all plan matters including governance, design, funding, administration, and risk management. He is passionate about the target benefit plan framework as a sustainable vehicle to help provide retirement income security for all Canadians.

Josh serves as the Chair of both Eckler’s Valuation Committee and Eckler’s Actuaries’ Meetings. He participated in the Canadian Institute of Actuaries’ Canadian Pensioner Mortality Study and prepared industry-leading mortality studies for the construction industry in Canada. He believes Enterprise Risk Management (ERM) is critical to the future of the actuarial profession, and he holds the Chartered Enterprise Risk Analyst (CERA) designation with the CERA Global Association through the Society of Actuaries. Josh is an expert in funding and benefit policy, and he continues to pursue interests in longevity, financial and risk modelling, and developments in plan design and governance around the world.

Josh holds an Honours Bachelor of Mathematics degree in Statistics from the University of Waterloo. He is a Fellow of both the Canadian Institute of Actuaries (FCIA) and the Society of Actuaries (FSA).

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